Terms of Use

LAST UPDATED: October 10th, 2014

PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS SITE.

These Terms of Use (“Terms of Use”) contain the terms upon which you (also referred to herein as “User”) may use www.syndicateresearch.com (“Site”).  Use includes accessing, browsing or registering to use our site.  If you register with this Site, the user agreement you enter into as part of that registration process will govern your use of this Site.

By using this Site, you acknowledge that you have read these Terms of Use, understand them, and agree to be bound by and comply with them. You also acknowledge that you have read and understand our Privacy Policy and Cookies Policy and consent to, and agree to comply with, the terms of such policies. If you do not agree to these Terms of Use, the Privacy Policy or the Cookies Policy, you must not access or use this Site.

These Terms of Use shall apply to any of our mobile applications or content on third-party social media services that reference these Terms of Use. In such instances, the term “Site” shall include the applicable mobile application or content.

1. Information About Us.

www.syndicateresearch.com (“Site”) is owned and operated by Syndicate Research Limited. We are registered in England and Wales under company number 08955972 and have our registered office at c/o Simpkins Edwards, Michael House, Castle Street, Exeter EX4 3LQ.  Our VAT number is GB 196 98 1931.  

2. Changes to this Site. 

We may update the Site from time to time, and change the content at any time.  Please note that any of the content on our Site may be out of date at any given time, and we are under no obligation to update it.  We do not guarantee that the Site, or any content on it, will be free from errors or omissions.

3. Other Policies.

The following terms also apply to your use of our Site:

(i) our Privacy Policy, which provides information about Syndicate Research Limited personal data collection and use practices with respect to the Site; and

(ii) our Cookies Policy for information about the cookies on our Site.

4. Use of the Site.

The Site is made available free of charge.  We do not guarantee that the Site, or any content on it, will be always available or uninterrupted.  Access to our site is permitted on a temporary basis.  We may suspend, withdraw, discontinue or change all or any part of our Site without notice.  We will not be liable to you if for any reason our Site is unavailable at any time or for any period. 

You are responsible for (i) making all arrangements necessary for you to have access to our Site; and (ii) ensuring that all persons who access our Site on your behalf or through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

5. Intellectual Property Rights. 

ALL REPORTS, DOCUMENTATION, PUBLICATIONS, PRODUCTS, SOFTWARE AND/OR SERVICES AND ALL RESEARCH, ANALYSIS, FORECASTS, CONTINUITY OPINIONS, OPINIONS,  MODELS, METHODOLOGIES AND DATA THEREIN (COLLECTIVELY “INFORMATION”), FURNISHED BY US ON THIS WEBSITE, AND THE STRUCTURE, ORGANISATION AND THE SEARCH AND EXTRACTION MECHANISMS OF THE INFORMATION, ARE PROPRIETARY TO US AND/OR THIRD PARTIES FROM WHOM WE LICENSE INFORMATION (“LICENSORS”). THE INFORMATION IS PROTECTED BY LAW, INCLUDING BUT NOT LIMITED TO COPYRIGHT LAW, AND IS FURNISHED ONLY FOR YOUR OWN INTERNAL USE. ALL RIGHTS ARE RESERVED.

You may, on an occasional and irregular basis, print and download Materials on the Site solely for personal and non-commercial use, or, only to the extent permitted by an Other Agreement (defined below), for internal business use, provided that you do not obscure, alter, remove or delete any copyright or other proprietary notices contained in such Materials.

SAVE AS SET OUT ABOVE, NONE OF THE CONTENT OR INFORMATION ON THE SITE MAY BE COPIED OR OTHERWISE REPRODUCED, REPACKAGED, FURTHER TRANSMITTED, TRANSFERRED, DISSEMINATED, DISTRIBUTED, REDISTRIBUTED, SOLD, RESOLD, LEASED, RENTED, LICENSED, SUBLICENSED, ALTERED, MODIFIED, ADAPTED, OR STORED FOR SUBSEQUENT USE FOR ANY SUCH PURPOSE, IN WHOLE OR IN PART, IN ANY FORM OR MANNER OR BY ANY MEANS WHATSOEVER, BY YOU OR BY ANY OTHER PERSON WITHOUT OUR PRIOR WRITTEN CONSENT.

BY ACCESSING, USING AND DOWNLOADING ANY INFORMATION, YOU AGREE THAT YOU WILL TAKE ALL REASONABLE STEPS TO PREVENT UNAUTHORISED USE, ACCESS, COPYING OR DISCLOSURE OF THE INFORMATION.

6. Password Policy.

Your use of certain portions of the Site requires a password. As part of the registration process, you must select a member name and password and provide SRL with accurate, complete and up-to-date information. Anyone with knowledge of your password can gain access to the restricted portions of the Site and the information available to you. Accordingly, you must keep your password secret. You are solely responsible for the confidentiality and use of your respective password, as well as for any communications entered through this Site using your password. You will also immediately notify SRL if you become aware of or suspect any loss or theft of your password or any unauthorized use of your password.  SRL reserves the right to delete or change a password at any time and for any reason and without notice.

7. Security.

You use the Internet solely at your own risk and subject to all applicable local, state, national, and international laws and regulations. We do not guarantee that our Site will be secure or free from bugs or viruses.  You are responsible for configuring your information technology, computer programmes and platform in order to access our site.  You should use your own virus protection software.

You must not misuse our Site by knowingly introducing viruses, Trojans, worms, logic bombs or other material which is malicious or technologically harmful.  You must not attempt to gain unauthorised access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site.  You must not attack our Site via a denial-of-service attack or a distributed denial-of-service attack.  By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990.  We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them.  In the vent of such breach, your right to use our Site will cease immediately.

While SRL has endeavoured to create a secure and reliable website, please be advised that the confidentiality of any communication or material transmitted to/from this Site over the Internet cannot be guaranteed. SRL and SRL licensors and suppliers are not responsible for the security of any information transmitted via the Internet, the accuracy of the information contained on the Site, or for the consequences of any reliance on such information. SRL and SRL licensors and suppliers shall have no liability for interruptions or omissions in Internet, network or hosting services. You assume the sole and complete risk of using the Site.

8. Links to Other Websites.

We may, in our sole discretion, provide links to other websites on the World Wide Web for your convenience in locating related information and services. These links are provided for your information only.  These websites have not necessarily been reviewed by SRL and are maintained by third parties over which SRL exercises no control. Accordingly, SRL and its directors, officers, employees, agents, representatives, licensors and suppliers are not responsible for the content or accuracy of the information, the quality of products or services provided by or advertised on and/or software downloaded from these third-party websites. Moreover, these links do not imply an endorsement of any third party or any website or the products or services provided by any third party.

9. DISCLAIMERS.

All information contained herein is obtained by SRL from sources believed by it to be accurate and reliable. Because of the possibility of human or mechanical error as well as other factors, however, all information contained herein is provided “AS IS” without any express or implied warranty of any kind. To the extent permitted by law, under no circumstances shall SRL have or accept any liability to any person or entity for (a) any loss or damage in whole or in part caused by, resulting from, or relating to, any actual or alleged error, omission, misstatement or misrepresentation (negligent or otherwise) or other circumstance or contingency within or outside the control of SRL or any of its directors, officers, employees or agents in connection with the procurement, collection, compilation, analysis, interpretation, communication, publication or delivery of any such information, or (b) any loss or damage including, without limitation, any direct, indirect, special, consequential, compensatory or incidental loss or damage whatsoever (including, without limitation, lost profits), even if SRL is advised in advance of the possibility of such damages, resulting from or in respect of the use of, misuse of, or inability to use, or reliance on any such information. The continuity opinions, financial reporting analysis, projections and any other observations, if any, constituting part of the information herein are, and must be construed solely as, statements of opinion and not statements of fact or recommendations to purchase, sell or hold any securities or to participate on or place business with any Lloyd’s syndicates. Nothing in this disclaimer shall limit or exclude liability for fraud or fraudulent misrepresentation.

NO WARRANTY, EXPRESS  OR  IMPLIED, AS TO THE  ACCURACY,  TIMELINESS,  COMPLETENESS,  ADEQUACY,  SATISFACTORY QUALITY  OR  FITNESS FOR  ANY  PARTICULAR  PURPOSE  OF  THE  REPORTS,  CONTINUITY OPINION OR OTHER OPINION OR INFORMATION IS GIVEN OR MADE BY SYNDICATE  RESEARCH  LIMITED   IN ANY FORM OR MANNER WHATSOEVER.

Each continuity opinion or other opinion must be weighed solely as one factor in any investment decision made by or on behalf of any user of the information, and each such user must accordingly make its own study and evaluation of each security or Lloyd’s syndicate participation or placement and of each issuer and guarantor of, and each provider of credit support for, each security or Lloyd’s syndicate participation or placement that it may consider purchasing, holding or selling.

If accessing this website in any jurisdiction outside of Australia: Our opinions and research are not intended for use by retail investors or policyholders except in accordance with the instructions of a financial adviser and it would be reckless for retail investors or policyholders to consider our opinions and research in making any investment decision (including, for the avoidance of doubt, the decision to become, or continue or cease to be, a member of a particular Lloyd’s syndicate) or any decision to place business with any Lloyd’s syndicate except in accordance with the instructions of a financial adviser. If in doubt you should contact your financial or other professional adviser.

If accessing this website in Australia: Our opinions and research are intended to be provided only to “wholesale clients” within the meaning of section 761G of the Corporations Act 2001 (Australia). By continuing to access our opinions and research from within Australia, you represent to Syndicate Research Limited that you are, or are accessing the document(s) as a representative of, a “wholesale client” and that neither you nor the entity that you represent will directly or indirectly disseminate our opinions, research, or any Information to “retail clients” within the meaning of section 761G of the Corporations Act 2001 (Australia).

Nothing in these Terms of Use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded at law.

TO THE EXTENT PERMITTED BY LAW, SYNDICATE RESEARCH LIMITED EXCLUDES ALL CONDITIONS, WARRANTIES, REPRESENTATIONS OR OTHER TERMS THAT MAY APPLY TO OUR SITE OR ANY CONTENT ON IT, WHETHER EXPRESS OR IMPLIED.  WE WILL NOT BE LIABLE TO ANY USER, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE FOR ANY LOSS WHATSOEVER ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THIS SITE AND ITS CONTENT.

10.   Indemnity.

You agree to indemnify and hold harmless Syndicate Research Limited, its licensors and suppliers, all of their affiliates, and all of their respective officers, directors, employees, shareholders, representatives, agents, successors and assigns, from and against any damages, liabilities, costs and expenses (including reasonable lawyers’ and professionals’ fees and court costs) arising out of any third party claims based on or related to your use of the Site or any breach by you of these Terms of Use.

11.   Submissions. 

SRL welcomes your feedback and suggestions, including about how to improve this Site. We and/or our service providers may make available through the Site certain services to which you are able to post comments, information and/or feedback (for example, message boards, blogs, chat features, messaging and/or comment functionalities). Any ideas, suggestions, information, feedback, know-how, material, and any other content (collectively, “Submissions”) posted and/or received through this Site, will be considered non-confidential and non-proprietary, and will be deemed to include a worldwide, royalty-free, fully paid-up, perpetual, irrevocable, nonexclusive, transferable and fully sublicensable (through multiple tiers) right and licence for SRL and other users of the Site to adopt, publish, reproduce, disseminate, transmit, distribute, copy, use, create derivative works, display, (in whole or part) worldwide, or act on such Submissions without additional approval or consideration, in any form, media, or technology now known or later developed for the full term of any rights that may exist in such Submissions. You hereby waive (a) any claim to the contrary; and (b) any “moral rights” associated with your Submissions.

You represent and warrant that you have all rights necessary for you to grant the foregoing licence, and that each Submission you provide to the Site complies with all applicable laws, rules and regulations. You are and remain responsible and liable for the content of any Submission.

IF YOU DO NOT WISH TO GRANT THE RIGHTS GRANTED IN THIS SECTION, PLEASE DO NOT POST, TRANSMIT OR OTHERWISE MAKE ANY SUBMISSION. ANY SUBMISSIONS MADE ARE DONE SO AT YOUR OWN RISK.

SRL does not control any Submissions, they do not reflect the opinion of SRL, and SRL does not guarantee their accuracy or endorse any of the opinions expressed.

We have the right to review any posting you make on our Site, if in our opinion your post does not comply with these Terms of Use.

12. Governing Law.

These Terms of Use, including (without limitation) any disputes relating to the content of the Site, are governed by and interpreted in accordance with English law, and you consent to the exclusive jurisdiction of the English courts.

13.  Contact Information.

If you would like to contact Syndicate Research Limited regarding these Terms of Use or the Privacy Policy, please contact:

Syndicate Research Limited
Phone: +44 (0)1449 743 944
E-mail: admin@syndicateresearch.com

If you choose to contact Syndicate Research Limited via e-mail regarding these Terms of Use or the Privacy Policy, respectively, please mark the subject heading of your e-mail “Terms of Use Query” or “Privacy Query.”